buydown vs lump-sum amortization

buydown

noun
  • An accelerated repayment of the principal of a loan. 

  • A payment by a third-party to a lender to reduce some of all of the payments otherwise required, especially in first few years of the loan, thereby enhancing the apparent quality of the loan. 

lump-sum amortization

How often have the words buydown and lump-sum amortization occurred in a corpus of books? (source: Google Ngram Viewer )