credit transfer vs giro

credit transfer

noun
  • A method of payment in which an amount of money (credit) is transferred directly from one account to another, in the same or different bank 

giro

noun
  • A transfer of funds between different account holders, carried out by the bank according to payer's written instructions. 

  • An unemployment benefit cheque. 

verb
  • To transfer funds between different account holders, carried out by the bank according to payer's written instructions. 

How often have the words credit transfer and giro occurred in a corpus of books? (source: Google Ngram Viewer )