A lazy and/or irresponsible person who is often unemployed, often depending upon wealthy or otherwise financially independent people for support.
A person who defaults on debts.
defaulting on one's debts
having a damped needle that stops without oscillation
lazy or irresponsible
defeated or exhausted
dead tired
Someone who obtains goods or services legally without paying.
A worker at an open shop who is able to enjoy the benefits negotiated by a union without being a member of the union.
One who obtains benefit from a public good without paying for it directly.