insured vs protected

insured

adj

  • Covered by an insurance policy. 

noun

  • The person or persons whose interests are protected by an insurance policy. 

protected

adj

  • Having the protected access modifier, indicating that a program element is accessible to subclasses but not to the program in general. 

  • defended 

How often have the words insured and protected occurred in a corpus of books? (source: Google Ngram Viewer )