in the money vs of substance

in the money

prep
  • For an option, having a strike price which makes it profitable to exercise. For a call this is a strike below the market price, or for a put a strike above the market price. 

  • Possessing money; rich. 

  • Achieving a sufficiently high ranking in a contest to earn money (for oneself, or for those who have placed a bet). 

of substance

How often have the words in the money and of substance occurred in a corpus of books? (source: Google Ngram Viewer )