hoard vs spending

hoard

• A cache of valuable objects or artefacts; a trove. 

• A hoarding (temporary structure used during construction). 

• A hidden supply or fund. 

• A hoarding (billboard). 

• A projecting structure (especially of wood) in a fortification, somewhat similar to and later superseded by the brattice. 

• To amass, usually for one's own private collection. 

spending

• An amount that has been, or is planned to be spent.